As the saying goes, “Life is what happens when you’re busy making other plans.” What that means is that there are some things that you can’t plan for, both good and bad. But just because you can’t foresee everything doesn’t mean you can’t prepare yourself. The more you can prepare now, the better off you’ll be when life does throw one of its inevitable curveballs at you. Do what seems reasonable and pro-active now, and there’s a pretty good chance that you’ll have less to worry about in the future.
Check Your Insurance
If you’re old enough for Medicare, or even if you’re just getting close to that point, it’s a good idea to start researching what, if any, supplemental insurance you’ll also need. Medicare offers generally good coverage, but it doesn’t take care of everything. People on Medicare traditionally have Part A and Part B coverage, but many also choose to add Medicare Supplement Plan G. Around thirteen percent of people who get supplemental Medicare insurance choose Part G, so it’s a pretty popular option. Plan G helps pay for Part A hospital, skilled nursing, and hospice copays. It also helps with your Part A deductible. As far as Part B goes, Plan G can help with charges over the amount allowed by Medicare (basically, if a doctor is charging more than what Medicare thinks they should, this would cover that). If you’re traveling overseas and a medical emergency arises, it can pay for foreign-travel urgent care as well. Getting sick while you’re away from home is stressful enough; you don’t want to have to worry about insanely high medical bills on top of everything else.
Medicare Plan F is also a very popular supplemental plan. In fact, it’s the most popular plan, as over forty percent of people who get supplemental coverage opt for Plan F. It’s generally the most comprehensive plan, so it’s a good option for people with chronic health conditions. If you have a health condition that you fear may get worse with time, then Plan F could be right for you.
Check Your Vehicle
Hopefully, you’ll be able to drive for years and even decades to come. But do you want to do all your driving in your current vehicle? If it’s old and increasingly unsafe, then it’s time to go to the dealership and look for something new. If you’re in the Cleveland area, check out a Ford dealer in Parma. Car shopping no longer means simply going to a car lot and picking out the car that’s closest to whatever you have in your head. Nowadays, you can get exactly what you want in your head by building your own vehicle. It’s like going from a narrow menu to a full buffet of options.
It’s important to think about where you live when you’re picking out your new ride. A place like Cleveland or Pittsburgh will probably require a car that does well in snow, but if you’re living in Louisiana, that’s not likely to be much of a concern. Think about where you are now and where you’re going (if you’re planning to retire to Florida, keep that in mind). Car shopping doesn’t have to be painful. It can even be fun if you play your cards right. At the end of the process, you’ll have a shiny new car that you can be proud to drive around town.